Nelson and Colin Castro are a father-and-son team who’ve turned a shared vision into a trusted family advisory practice in Tampa, Florida. Together, they help clients navigate retirement, preserve wealth, and plan for the next chapter with clarity and compassion.
Discover how Castro Financial helps advisors protect their legacy and clients during the next chapter of their journey.
Founded in the 1990s by Nelson Castro and later joined by his son Colin, Castro Financial is a multigenerational firm rooted in relationship-first planning and personal service. With deep ties to the MassMutual Coastal Wealth network, the firm blends traditional values with modern financial strategies to support families across generations. Castro Financial now serves as a trusted succession partner, which offers retiring advisors a way to leave their clients in caring, capable hands.
Castro Financial’s leadership team blends deep industry expertise with visionary entrepreneurship. Key leaders include:
Founder & Senior Financial Advisor
With more than 25 years of experience and a reputation for patient, needs-based planning, Nelson is the steady presence behind Castro Financial. His specialty lies in insurance, estate strategies, and mentoring both clients and fellow advisors through major life decisions.
Financial Advisor & Successor
Colin brings the next-generation vision to Castro Financial. Tech-forward and client-focused, he leads many of the firm’s planning and investment initiatives. Colin is also the future of the practice, which ensures seamless continuity for multi-generational client families.
Castro Financial is an ideal succession partner for:
If your practice is built on relationships, Castro Financial will feel like passing the torch to family.
A transition to Castro Financial feels like welcoming your clients into a family, not just handing over a book of business. Clients meet Nelson and Colin personally, often in relaxed settings, and experience minimal operational disruption, especially within the MassMutual network. The process is gradual and respectful, with sellers encouraged to stay involved to ensure trust and continuity. The result is a warm, celebratory handoff that honors your legacy and keeps your clients genuinely supported.
Advantage Wealth Advisors doesn’t just earn client trust. They also keep it through the transition and beyond. Here’s what clients have said after working with their team:
“I liked Shad right away — he’s local, approachable, and someone my clients can actually meet. BlueCrest says all the right things, and frankly, they do financial planning better than I ever did.”
Bob H.
It’s a family-to-family transition. Sellers know their clients will receive care from a close-knit, two-generation team, not be absorbed by a faceless firm.
Continuity is built in. Nelson ensures immediate trust; Colin brings long-term stewardship. Your clients won’t face another handoff down the line.
They know the insurance world. For sellers with large annuity or life books, Castro Financial understands the complexities and services them with care.
It feels right. The Castros aren’t just professional. They’re kind, thoughtful, and deeply committed to honoring the relationships you’ve built.
It’s easy on your clients. Especially if you’re part of MassMutual or Coastal Wealth, the back-end remains the same. The face simply changes gently.
If you’re a retiring advisor who values legacy, relationships, and client trust, Castro Financial could be the fit you’ve been looking for. Their succession process is personal, respectful, and designed to preserve what you’ve built.
They’re actively seeking advisors across Florida, especially in the Tampa Bay, Sarasota, Fort Myers, and Orlando areas.
CERTIFIED EXIT PLANNING ADVISOR
Evaluate your practice based on AUM, revenue, and overhead. Get insights & strategies for buyer expectations to boost value.
Understand your valuation in today’s market. Develop a clear strategy to optimize your practice and enhance valuation before selling.
Clean up your financials, improve client retention, and reduce inefficiences to increase the value of your practice.
Meet with 2-3 buyers we’ve sourced & hand-selected based on your preferences to determine the best fit.
We will lead you through the negotiation process to put together the best deal structure and ensure a smooth transiton.
Once the deal is signed, the real work begins. We help you navigate the handoff process to maximize client retention.
